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Charging for VISA Cards with ccBill

There are only three payment system providers for adult websites: ccBill, Epoch, and theoretically Paxum. Each service allows the acceptance of VISA, Mastercard, and several other cards. They usually charge 5-25% of each payment for processing. It has always been the case that Mastercard required an additional flat fee of $500 in Europe, while VISA was free. Now, VISA also requires a $500 fee. Operating a ccBill or Epoch gateway now costs $1,000 per year. This amount is quite high, so we have added the option to pay by bank transfer or Bitcoin to our "Adult Web System."

Clients interested in the Adult Web System can use their own account after paying $1,000 per year or use our reseller account, where account management is free.

 


 

Important Announcement for CCBill Account #:

March 03,2021

RE: Upcoming Change in Your VISA Sponsored Merchant Registration Requirements

Hello,

As the processor for your website’s online VISA transactions, we wanted to inform you of an important change in how we are required to handle your VISA Sponsored Merchant Registration.

Beginning on April 17, 2021, VISA, Inc. will begin classifying the Merchant Category Code 7273 (for U.S, Canada, EU, and UK merchants), and Merchant Category Code 5967 (for EU and UK merchants) as High-Brand Risk categories.

The Credit Card Associations use Merchant Category Codes (MCCs) to classify each business for processing payments.  These four-digit MCC codes define the business type for each merchant account. 

As a payment processor, CCBill works with VISA and the other major card brands while following their guidelines and policies.  We are updating our policies to support this VISA deadline, which will include requiring CCBill merchants that are classified under the MCC 7273 and/or MCC 5967 to pay an annual VISA’s High-Risk Registration Fee. 


Because your website(s) is classified MCC 7273 and/or MCC 5967, we wanted to notify you of this important upcoming VISA mandate. This new VISA High-Risk Merchant classification for your account does require you to pay an annual $500 (USD) VISA High-Risk Sponsored Merchant Registration Fee by Wednesday, April 14, 2021, prior to VISA’s April deadline. 

Please note, payment of this VISA High-Risk Registration Fee is mandatory, and required to be paid annually to VISA, Inc. via your payment processor, for your business to continue to process VISA cards.  if you choose to cancel your VISA Sponsored Merchant Account you will forfeit your ability to offer your new and existing customers the option to pay using VISA as a payment option (this includes new sales and recurring transactions).   

If you wish to learn more about how the credit card associations handle low-risk and high-risk accounts, please visit our CCBill Merchant Knowledge Base.

In the upcoming days, our CCBill management team will reach out to you to discuss VISA High-Risk Registration fee payment options for your CCBill Account.


Thank you,
CCBill